Background information about the job or company

Join our Credit Risk team based in either Sydney or Melbourne with responsibility for transactions supporting our Business Banking Division.

At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities. We are a global financial services group operating in 31 markets and with 56 years of unbroken profitability. You’ll be part of a friendly and supportive team where everyone - no matter what role - contributes ideas and drives outcomes.

Responsibilities or duties

As a Credit Risk Analyst or Manager, you will work collaboratively with stakeholders to structure and approve Business Banking transactions, with a view to obtaining a credit discretion. You will work as part of a team that analyses new and existing loans for commercial banking clients, working with business stakeholders to deliver prudent but commercial outcomes in an efficient manner. In addition, this role will also provide opportunity to be involved in larger corporate (cashflow and property-backed) transactions as well as strategic initiatives to enhance our credit risk framework, such as transforming credit policies, dealing with regulatory change and monitoring portfolio quality and emerging risks.

Qualifications or requirements

Prior experience in credit risk management in business lending (cash flow and/or property-backed lending), preferably with experience lending to corporate or institutional counterparties

Ability to interpret financial statements and critically analyse transactions in the context of business strategy, risk appetite, sector research and macroeconomic developments

Excellent communication skills, with the ability to navigate challenging conversations to deliver prudent but commercial outcomes

Resilience, and strong work ethic in a fast-paced, dynamic environment

Experience needed

Prior experience in credit risk management in business lending (cash flow and/or property-backed lending), preferably with experience lending to corporate or institutional counterparties

Any other provided details

We love hearing from anyone inspired to build a better future with us, if you're excited about the role or working at Macquarie we encourage you to apply.

What we offer

At Macquarie, you’re empowered to shape a career that’s rewarding in all the ways that matter most to you. Macquarie employees can access a wide range of benefits which, depending on employment type, include:

• 1 wellbeing leave day per year
• Up to 5 additional service bonus leave days per year
• Up to 20 weeks’ paid parental leave for primary caregivers along with 12 days of transition leave upon return to work, and 6 weeks’ paid leave for non-primary caregivers
• 2 days of paid volunteer leave and donation matching
• Up to 12 months’ gender affirmation leave, including 6 weeks’ paid leave
• Access to Employee Assistance Program and wellbeing benefits including skin and health checks, and flu vaccinations
• Access to a wide range of salary packaging options
• Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription
• Hybrid and flexible working arrangements, dependent on role
• Reimbursement for work from home equipment

• Work collaboratively with stakeholders to structure and approve Business Banking transactions, with a view to obtaining a credit discretion.
• Analyse new and existing loans for commercial banking clients.
• Work with business stakeholders to deliver prudent but commercial outcomes in an efficient manner.
• Be involved in larger corporate (cashflow and property-backed) transactions.
• Participate in strategic initiatives to enhance our credit risk framework, such as transforming credit policies, dealing with regulatory change and monitoring portfolio quality and emerging risks.

• Ability to interpret financial statements.
• Critical analysis of transactions in the context of business strategy, risk appetite, sector research and macroeconomic developments.
• Excellent communication skills.
• Ability to navigate challenging conversations.
• Resilience.
• Strong work ethic in a fast-paced, dynamic environment.

• Prior experience in credit risk management in business lending (cash flow and/or property-backed lending).
• Preferably with experience lending to corporate or institutional counterparties.