About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

This opportunity sits within the Research & Analysis (R&A) function supporting the Australia Corporate team. The team manages a diverse portfolio of Mid-Market Enterprise clients across sectors such as retail, manufacturing, industrials, media, and entertainment.

R&A plays a critical role in end-to-end credit risk management, acting as a key interface between Coverage and Risk, while ensuring strong customer outcomes and proactive risk management.

Role Location: Bengaluru

Role Type: Permanent

What will your day look like?

In this role, you will:

• Perform in-depth financial and credit analysis on corporate clients
• Identify and manage risks within capital structures, financial performance, and management quality
• Prepare high-quality credit papers including financial modelling and industry research
• Support risk grading and event-driven credit reviews
• Partner with Relationship Managers and Credit teams on risk and portfolio decisions
• Ensure portfolio quality aligns with well-managed principles and risk appetite
• Review and interpret legal documentation in collaboration with internal legal teams

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• 1–4 years of experience in corporate/large corporate credit analysis, wholesale banking, or financial research.
• Strong credit analysis fundamentals, with experience analysing large corporate financials, complex group structures, and capital frameworks.
• Solid business and industry acumen, with the ability to assess macro trends and sector-specific risks.
• Excellent credit writing and report drafting skills, with exposure to detailed and high-quality credit papers.
• Professional qualification such as CA / MBA (Finance) / Masters in Economics or equivalent.
• Strong stakeholder management skills, with the ability to collaborate effectively with senior stakeholders across Coverage, Risk, and Legal.
• Demonstrated ability to apply critical thinking, commercial judgement, and risk-based decision making.

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong.

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

To find out more about working at ANZ visit https://www.anz.com/careers/. You can apply for this role by visiting ANZ Careers and searching for reference number 116431

• Perform in-depth financial and credit analysis on corporate clients
• Identify and manage risks within capital structures, financial performance, and management quality
• Prepare high-quality credit papers including financial modelling and industry research
• Support risk grading and event-driven credit reviews
• Partner with Relationship Managers and Credit teams on risk and portfolio decisions
• Ensure portfolio quality aligns with well-managed principles and risk appetite
• Review and interpret legal documentation in collaboration with internal legal teams

• Strong credit analysis fundamentals
• Experience analysing large corporate financials, complex group structures, and capital frameworks
• Solid business and industry acumen
• Ability to assess macro trends and sector-specific risks
• Excellent credit writing and report drafting skills
• Exposure to detailed and high-quality credit papers
• Strong stakeholder management skills
• Ability to collaborate effectively with senior stakeholders across Coverage, Risk, and Legal
• Demonstrated ability to apply critical thinking, commercial judgement, and risk-based decision making

• Professional qualification such as CA / MBA (Finance) / Masters in Economics or equivalent