About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

The role sits within the Research & Analysis (R&A) function of the Australia Corporate team. This is a dynamic and high-impact team that supports the end-to-end management of a diversified portfolio of Mid-Market Enterprise clients across sectors such as retail, manufacturing, industrials, media, and entertainment.

The R&A function plays a critical role in identifying, assessing, and managing credit risks, acting as a key interface between Coverage and Risk teams. The team is focused on delivering balanced, risk-aware outcomes while maintaining a strong emphasis on customer focus, proactive risk management, and operational efficiency.The role encompasses the full end-to-end relationship credit management lifecycle, including:

• Credit writing
• Risk grading
• Financial and risk analysis
• Credit approval processes
• Documentation review
• Ongoing portfolio monitoring in line with the “well-managed” principle

What will your day look like?

As a Lead Analyst – Research & Analysis, your key accountabilities will include:

• Conducting detailed financial and credit analysis for corporate clients
• Identifying and managing risks within a client’s capital structure, ownership, and financial performance
• Preparing high-quality credit papers, including industry and company analysis
• Managing and updating risk grading and event-driven reviews
• Collaborating closely with Relationship Managers and Credit teams on risk, financial insights, and client performance
• Ensuring the portfolio remains within defined risk and quality parameters (well-managed framework)
• Partnering with the Legal team to review, interpret, and understand transaction documentation and deal structures.

What will you bring?

To Grow and Be Successful in This Role, You Will Bring:

• 6+ years of experience in corporate credit analysis, preferably within the banking sector, with exposure to the US market
• Strong credit analysis fundamentals, including financial statement analysis and risk assessment.
• Solid business acumen with understanding of industries and market dynamics.
• Excellent credit writing and report writing skills.
• Professional qualification such as Chartered Accountant (CA), MBA (Finance) from a premier institution, or equivalents such as Master’s in Economics
• Strong communication skills with the ability to influence and build effective stakeholder relationships
• Proven ability to apply critical thinking, sound judgment, and lateral problem-solving skills.

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong.

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

• Conducting detailed financial and credit analysis for corporate clients
• Identifying and managing risks within a client’s capital structure, ownership, and financial performance
• Preparing high-quality credit papers, including industry and company analysis
• Managing and updating risk grading and event-driven reviews
• Collaborating closely with Relationship Managers and Credit teams on risk, financial insights, and client performance
• Ensuring the portfolio remains within defined risk and quality parameters (well-managed framework)
• Partnering with the Legal team to review, interpret, and understand transaction documentation and deal structures.

• Strong credit analysis fundamentals, including financial statement analysis and risk assessment.
• Solid business acumen with understanding of industries and market dynamics.
• Excellent credit writing and report writing skills.
• Strong communication skills with the ability to influence and build effective stakeholder relationships
• Proven ability to apply critical thinking, sound judgment, and lateral problem-solving skills.

• Professional qualification such as Chartered Accountant (CA), MBA (Finance) from a premier institution, or equivalents such as Master’s in Economics